Brazis & Associates

Employers offer time off for vacations and holidays. In many cases if a person gets sick or is injured off work, they will not generate an income if they do not have enough accrued benefit. The answer is either short term or long term disability coverage that can protect up to 66% of a person's income. Short term care can generally cover first day benefit for accidents and one to two weeks for sickness. Long term disability benefits usually kick in after 90 days and can last two years, five years or to age sixty-five.